Bank lending standards
Net % of banks tightening C&I loan standards (SLOOS).
The Fed's Senior Loan Officer survey asks banks directly whether they are tightening standards on commercial and industrial loans. Bankers restrict credit before borrowers visibly weaken — making SLOOS one of the few surveys that genuinely leads, although it publishes only quarterly.
Rule
{"type":"levels","levels":[{"state":"critical","op":">","threshold":40},{"state":"warning","op":">","threshold":20},{"state":"watch","op":">","threshold":0}],"exit_below":-5}
Glossary: Bank lending standards →
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